Tax Planning

The main area of technical advice has to do with tax-planning in one form or another. As financial advisers we need to have sufficient knowledge of the tax system to advise clients which investments are best for them, taking into account any tax implications. This means we must have regard to income tax, capital gains tax and inheritance tax and be able to recommend the appropriate tax favoured framework to mitigate these.

Deciding which tax-favoured framework to place investments in is an important part of financial planning.

Wills & Trusts

Making a will can be extremely important and you are best not to do it on the cheap. We don’t provide a will-writing service, but we can refer you to solicitors who are experts in this area.

How you draft your will is an important aspect of Inheritance Tax Planning and the use of trusts can be equally important and we can advise on simple but effective steps to take. There are also some good investment schemes, which are very effective in certain circumstances.

Trusts are also important in arranging life assurance and pension plans both in providing tax-benefits and control. We can advise on the different types of trusts which are most appropriate to your situation.